Terms of Service
Last updated: October 19, 2025
Important Legal Notice
These Terms govern your use of DisputeJet's Compliance-as-a-Service platform. By using our Service, you agree to these Terms. Please read carefully.
1. Agreement to Terms
These Terms of Service ("Terms") constitute a legally binding agreement between you ("Operator," "you," or "your") and DisputeJet, Inc. ("DisputeJet," "we," "us," or "our") governing your access to and use of the DisputeJet platform, including our website, applications, and services (collectively, the "Service").
By creating an account, accessing, or using the Service, you accept and agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Service.
2. Service Description
DisputeJet provides a Compliance-as-a-Service (CaaS) platform for credit entrepreneurs ("Operators") to manage client relationships, generate FCRA-compliant dispute letters, track workflows, and operate white-label businesses.
2.1 What We Are NOT
- We are NOT a law firm and do not provide legal advice
- We are NOT a credit repair organization—our Operators are
- We do NOT guarantee specific credit score improvements
- We are infrastructure providers—Operators are responsible for their own compliance
3. Operator Compliance Obligations
CRITICAL: As an Operator using DisputeJet to operate a credit repair business, you are responsible for:
- FCRA Compliance: Follow all Fair Credit Reporting Act requirements
- State Licensing: Obtain required state licenses (e.g., surety bonds where required)
- Credit Services Organization Acts: Comply with state-specific CSO laws
- Client Consent: Obtain proper consent before accessing credit reports or submitting disputes
- Letter Review: Review and approve all letters before sending
4. Prohibited Uses
You agree NOT to violate any laws, make false claims, charge upfront fees where prohibited, submit frivolous disputes, or use the Service for illegal activities.
5. Disclaimers & Limitations
DisputeJet does NOT provide legal advice.
While we provide FCRA-compliant templates and compliance tools, you are responsible for ensuring your business practices comply with all applicable laws. Consult a lawyer for legal guidance.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. DisputeJet shall not be liable for indirect, incidental, special, consequential, or punitive damages.
6. Contact Information
For questions about these Terms: