Resources/Compliance & Legal

Compliance & Legal

FCRA-safe templates, compliance checklists, and legal guidance for credit repair operations.

Featured Resource

guide

Audit Trail Mastery: Documentation For Every Dispute

A comprehensive guide covering what must be logged, evidence chains, round-by-round recordkeeping, avoiding frivolous claims, and audit readiness checklists for credit repair operators.

28 min read

Guides (2)

Guide

Audit Trail Mastery: Documentation For Every Dispute

A comprehensive guide covering what must be logged, evidence chains, round-by-round recordkeeping, avoiding frivolous claims, and audit readiness checklists for credit repair operators.

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Guide

Building a Compliant Credit Repair Business in 2025

A comprehensive guide covering CROA, FCRA, FDCPA, state frameworks, documentation requirements, onboarding flows, client expectations, and internal controls for building a compliant credit repair business.

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Templates (4)

Template

Cancellation Policy Template (CROA-Compliant)

A CROA-compliant cancellation policy template that clearly outlines client rights, cancellation terms, timing requirements, and documentation procedures.

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Template

Client Agreement / Engagement Terms Template

A comprehensive client agreement template that includes service descriptions, limitations, required disclosures, and client responsibilities in a CROA-compliant format.

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Template

Client Responsibilities Checklist

A comprehensive checklist template to set clear expectations with clients, reduce misunderstandings, and ensure CROA-compliant communication about client responsibilities.

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Template

Record Retention & Documentation Policy

A comprehensive policy template for record retention, storage procedures, retention periods, and compliance documentation requirements for credit repair operators.

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